Privacy Policy & – My Rent 4 Credit

Our Clear Privacy Policy

January 1,2024]

At My Rent 4 Credit (“we,” “us,” or “our”), we are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you use our rent reporting services.

1. Information We Collect

We may collect the following types of personal information in connection with the services we provide:

Personal Identification Information: Name, address, phone number, email address, and date of birth.
Financial Information: Rent payment history, bank account information (when necessary for payment processing), and credit history (if applicable).
Identification Documents: Government-issued ID or other verification documents as required for identity verification.
Other Information:Any other information you voluntarily provide to us when you interact with our services.

2. How We Collect Your Information

Directly from you: When you sign up for our rent reporting service, submit information through our website or app, or communicate with us via email, phone, or other means.

From third-party sources: We may receive certain information about you from third-party data providers, including credit bureaus and rental payment platforms, to verify your eligibility for the rent reporting service and to process your transactions.

3. How We Use Your Information

We use the information we collect to:

Provide and manage our rent reporting services, including reporting your rental payment history to credit bureaus.
Verify your identity and prevent fraud.
Process payments and manage billing for our services.
Communicate with you about your account, including sending important updates, notifications, or offers.
Improve our services and customer support.
Comply with legal obligations, including those related to credit reporting.

4. Sharing Your Information

We may share your information in the following circumstances:

With credit bureaus: We may share your rent payment history with credit reporting agencies to help improve your credit score.
With service providers: We may share your information with trusted third-party vendors, contractors, or service providers who assist us in operating our business, such as payment processors or data storage providers. These third parties are contractually obligated to safeguard your data and use it only forthe purposes of providing services to us.
For legal reasons: We may disclose your personal information if required to do so by law or in response to a legal request (e.g., court order, subpoena, government investigation).
In business transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity, subject to the terms of this Privacy Policy.

5. Data Retention

We retain your personal information for as long as necessary to provide our services, comply with our legal obligations, resolve disputes, and enforce our agreements. After that, we will securely dispose of or anonymize your data.

6. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These include encryption, secure data storage, and access controls. However, no data transmission over the internet or electronic storage system can be guaranteed 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

7. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

Right to access: You can request access to the personal information we hold about you.
Right to correct: You can request corrections to any inaccurate or incomplete personal information we hold about you.
Right to delete: You can request that we delete your personal information, subject to certain exceptions.
Right to opt-out: You can opt-out of receiving marketing communications from us at any time.

8. Children’s Privacy

Our services are not intended for children under the age of 17. We do not knowingly collect or solicit personal information from children. If we become aware that a child under 17 has provided us with personal information, we will take steps to delete such information from our systems.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the updated policy will be effective as of the date indicated at thetop of the policy. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

My Rent 4 Credit
1402 Corinth St. #138 Dallas, TX 75215
myrent4creditcustomercare@gmail.com
972-842-0335

ve over your data